Interest rate
最后更新于
最后更新于
Borrow Interest = m × fund utilization rate + b
Token
baseRate
80%
90%
100%
HT
10%
20%
25%
50%
BTC
10%
20%
25%
50%
ETH
10%
20%
25%
50%
HPT
10%
20%
25%
50%
HFIL
10%
20%
25%
50%
DOGE
10%
20%
25%
50%
USDT
13%
25%
30%
60%
HUSD
13%
25%
30%
60%
MDX
50%
80%
100%
150%
BXH
50%
80%
100%
150%
Deposit APR = (1 - interest retention ratio) × fund utilization rate × borrow interest rate
Take deposit pool 10,000,000 USDT as an example. The interest retention ratio is 10%. When the borrowed amount is 5,000,000, 8,000,000 and9,500,000 respectively, the borrow and deposit interest rate are showed as follows:
Fund utilization rate
Borrow Interest/annual borrow interest
Deposit APR/annual deposit interes
50% (lend5,000,000)
16.25% / 812,500
7.3125% / 731,250
80% (lend8,000,000)
20% / 1,600,000
14.4% / 1,440,000
95% (lend9,500,000)
55% / 5,225,000
47.025% / 4,702,500
Leveraged mining APY = Yield farm income (compound interest) × leverage ratio - (leverage ratio - 1) × Borrow Interest + (leverage ratio - 1) × Platform mining income
Liquidity mining income = (platform token per block of liquidity mining pool × latform token price / total asset value of the pool) × 10512000
Yield farm income (compound interest)=(1 + Liquidity mining income/365)^365 - 1
Platform mining income = (BACK produced per block of liquidity mining pool × BACK current price / total loan value of the pool) × 10512000
Borrow Interest = m × fund utilization rate + b
Note: BACK per block of liquidity mining pool = BACK per block × BACK pool reward weight × BACK borrower weight.
Note: 10512000 is the number of output of HECO chain every year.
Deposit composite APR = deposit APR + platform deposit reward APR
Deposit APR= (1 - interest retention ratio) × fund utilization rate × borrow interest rate
Platform deposit reward APR = (BACK produced per block of deposit pool × BACK price / total value of deposit) × 10512000
Note: BACK per block of deposit pool = BACK per block × BACK pool reward weight × BACK depositor weight
Interest returns/payment rules:
APY stands for annual percentage yield. For instance, token M’s deposit APY is 100%. Then user A deposits 100 M. One year later, the total interest return will be 100 M and the return will be automatically added into the deposit.
